Privacy Policy

Effective Date: October 6, 2026
Last Updated: October 6, 2026

Montana Fire House Buyer, also operating under the brand Montana Fire House Buyer (“Montana Fire House Buyer,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, sell, share, retain, and otherwise process personal information when you visit montanafirehousebuyer.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

Montana Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace. Depending on the property, transaction structure, and applicable law, we may evaluate a property ourselves or connect a property owner with an affiliated or independent cash buyer, real estate investor, contract purchaser, acquisition partner, property-acquisition business, assignee, person holding contractual or equitable rights, licensed real estate professional, or other prospective purchaser.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

  • Directly from you;
  • Automatically when you use the Website;
  • From public records;
  • From commercial property and real estate databases;
  • From advertising and analytics providers;
  • From telecommunications providers;
  • From service providers;
  • From prospective purchasers;
  • From licensed real estate professionals;
  • From affiliates and business partners; and
  • From other lawful sources.

2. Information You Provide

When you request an offer, complete a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

  • First and last name;
  • Telephone number;
  • Mobile telephone number;
  • Email address;
  • Property address;
  • Mailing address;
  • Ownership information;
  • Whether you own or are authorized to act concerning the property;
  • Property type;
  • Property condition;
  • Fire damage;
  • Smoke damage;
  • Water damage;
  • Structural damage;
  • Electrical damage;
  • Plumbing damage;
  • Roof or foundation damage;
  • Heating-system information;
  • Well and water information;
  • Septic information;
  • Occupancy information;
  • Repair or renovation information;
  • Desired selling timeline;
  • When you purchased or acquired the property;
  • Reason for considering a sale;
  • Asking price or pricing expectations;
  • Mortgage information you voluntarily provide;
  • Trust-indenture information;
  • Lien information;
  • Property-tax information;
  • Probate or estate information;
  • Foreclosure or mortgage-default information;
  • Inheritance information;
  • Insurance information;
  • Insurance-claim information;
  • Photographs;
  • Videos;
  • Fire-department reports;
  • Inspection reports;
  • Engineering or structural reports;
  • Repair estimates;
  • Contractor information;
  • Permit information;
  • Insurance documents;
  • Ownership or title documents;
  • Preferred communication method;
  • Preferred contact time;
  • Information concerning a potential transaction; and
  • Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research the property through public records, commercial databases, property-data providers, prospective purchasers, and other lawful sources.

Information may include:

  • Ownership records;
  • County property records;
  • Property-tax records;
  • Clerk-and-recorder records;
  • Recorded deeds;
  • Trust indentures;
  • Mortgages;
  • Liens and encumbrances;
  • Property characteristics;
  • Property sales history;
  • Estimated property values;
  • Comparable property sales;
  • Building permits;
  • Building-code information;
  • Zoning information;
  • Court records where lawfully available;
  • Probate information;
  • Foreclosure information;
  • Homeowners-association information;
  • Geographic and mapping information;
  • Flood information;
  • Fire or disaster information;
  • Water and well information;
  • Septic information;
  • Environmental information;
  • Radon information;
  • Mold information;
  • Methamphetamine-contamination information;
  • Property-condition information;
  • Market information; and
  • Other publicly or commercially available real estate information.

We may combine information obtained from those sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we and service providers acting on our behalf may automatically collect information including:

  • Internet Protocol address;
  • Browser type;
  • Browser settings;
  • Operating system;
  • Device type;
  • Device identifiers;
  • Approximate geographic location derived from IP address;
  • Referring website;
  • Referring advertisement;
  • Landing page;
  • Pages viewed;
  • Links clicked;
  • Date and time of Website activity;
  • Session information;
  • Form interactions;
  • Advertising identifiers;
  • Marketing-campaign information;
  • Lead-source information;
  • Conversion information;
  • Attribution information; and
  • Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use technologies including:

  • Cookies;
  • Tracking pixels;
  • Web beacons;
  • Tags;
  • Scripts;
  • Local storage;
  • Analytics technologies;
  • Advertising identifiers;
  • Conversion tracking;
  • Call tracking; and
  • Similar technologies.

These technologies may help us:

  • Operate and secure the Website;
  • Prevent fraud and spam;
  • Remember preferences;
  • Understand Website usage;
  • Measure traffic;
  • Determine which advertisements generated inquiries;
  • Attribute leads to marketing campaigns;
  • Measure conversions;
  • Measure advertising effectiveness;
  • Create or measure advertising audiences;
  • Support targeted or interest-based advertising;
  • Improve the Website;
  • Improve our services; and
  • Conduct marketing activities.

Third-party advertising, analytics, telecommunications, and technology providers may process information according to their own privacy practices.

6. How We Use Personal Information

We may use personal information to:

  • Respond to property inquiries;
  • Respond to requests for cash offers;
  • Research submitted properties;
  • Verify ownership;
  • Evaluate property characteristics;
  • Evaluate fire, smoke, water, structural, electrical, or other damage;
  • Review repair information;
  • Review insurance information;
  • Estimate property values;
  • Estimate repair or renovation expenses;
  • Estimate acquisition, holding, closing, and resale expenses;
  • Determine whether we or another prospective purchaser may be interested;
  • Match property owners with prospective cash buyers;
  • Route property opportunities to prospective purchasers, investors, or licensed real estate professionals;
  • Prepare or communicate potential offers;
  • Contact property owners and authorized representatives;
  • Schedule calls, appointments, walkthroughs, or evaluations;
  • Conduct due diligence;
  • Facilitate potential real estate transactions;
  • Coordinate with buyers, brokers, attorneys, title professionals, escrow or closing providers, inspectors, contractors, engineers, lenders, insurers, and other transaction participants;
  • Maintain inquiry and transaction records;
  • Follow up concerning previously submitted properties;
  • Provide customer support;
  • Operate and improve the Website;
  • Conduct analytics;
  • Measure marketing performance;
  • Advertise our services;
  • Prevent fraud, spam, abuse, and security incidents;
  • Protect our systems;
  • Maintain accounting, tax, legal, and compliance records;
  • Enforce agreements and policies;
  • Comply with applicable law; and
  • Establish, exercise, or defend legal claims.

7. Lead Generation and Buyer Matching

Montana Fire House Buyer operates within the real estate investment and property-buyer marketplace.

When you submit information concerning a property, we may evaluate the property ourselves or provide information concerning you and the property to one or more prospective purchasers or transaction partners.

Recipients may include:

  • Affiliated real estate businesses;
  • Independent cash buyers;
  • Real estate investors;
  • Local property buyers;
  • Contract purchasers;
  • Property-acquisition companies;
  • Investment groups;
  • Redevelopment businesses;
  • Contractors interested in acquiring property;
  • Acquisition partners;
  • Persons acquiring contractual or equitable interests;
  • Licensed real estate brokers; and
  • Other prospective purchasers.

Recipients may use information to:

  • Research the property;
  • Evaluate property condition;
  • Estimate repairs;
  • Determine whether they are interested;
  • Estimate investment or resale value;
  • Prepare or communicate an offer;
  • Contact you;
  • Conduct due diligence;
  • Negotiate transaction terms; or
  • Facilitate a potential transaction.

Independent recipients may operate separately from us and maintain their own privacy practices.

Submitting information does not guarantee an offer or completed transaction.

8. Real Estate Licensing and Lead Routing

Montana regulates real estate brokerage and compensated referral activity.

Depending on how a buyer-matching, referral, negotiation, property-marketing, option, assignment, or compensation arrangement is structured, Montana real estate licensing requirements may apply.

Where legally required:

  • Regulated brokerage activity will be performed through appropriately licensed persons;
  • Applicable brokerage disclosures and agreements will be used;
  • Referral compensation will comply with applicable law; and
  • Personal information will be handled consistently with applicable professional obligations.

Nothing in this Privacy Policy represents that every prospective purchaser receiving property information acts as our agent.

9. How We Disclose Personal Information

Service Providers and Processors

We may disclose information to providers of:

  • Website hosting;
  • Website forms;
  • Customer relationship management;
  • Lead management;
  • Telephone services;
  • Call tracking;
  • Call recording where lawful;
  • Text messaging;
  • Email delivery;
  • Marketing automation;
  • Advertising;
  • Analytics;
  • Conversion tracking;
  • Property research;
  • Data enrichment;
  • Cloud storage;
  • Cybersecurity;
  • Document processing;
  • Accounting;
  • Legal services; and
  • Transaction support.

Prospective Purchasers and Business Partners

We may disclose information to:

  • Cash buyers;
  • Investors;
  • Contract purchasers;
  • Property-acquisition businesses;
  • Acquisition partners;
  • Persons acquiring contractual rights;
  • Licensed real estate professionals; and
  • Other prospective purchasers.

Transaction Participants

Information may be provided to:

  • Buyers;
  • Sellers;
  • Brokers;
  • Attorneys;
  • Title professionals;
  • Escrow or closing providers;
  • Inspectors;
  • Contractors;
  • Engineers;
  • Appraisers;
  • Lenders;
  • Insurance professionals; and
  • Other transaction participants.

Affiliates and Business Transactions

Information may be transferred among affiliates or in connection with:

  • A merger;
  • Acquisition;
  • Financing;
  • Reorganization;
  • Affiliate restructuring;
  • Sale of assets;
  • Bankruptcy; or
  • Similar transaction.

Legal and Safety Purposes

We may disclose information where reasonably necessary to:

  • Comply with applicable law;
  • Respond to legal process;
  • Respond to lawful governmental requests;
  • Investigate fraud or unlawful activity;
  • Protect another person’s rights or safety;
  • Protect property or systems;
  • Enforce agreements; or
  • Establish or defend legal rights.

10. Sale of Personal Data

Under the Montana Consumer Data Privacy Act, a “sale of personal data” generally includes an exchange of personal data by a controller to a third party for monetary or other valuable consideration, subject to statutory exclusions.

Depending on the structure of a lead-transfer arrangement, providing seller or property-owner data to an independent prospective purchaser may constitute a sale.

Statutory exclusions may apply to specified transfers including certain:

  • Processor disclosures;
  • Consumer-directed disclosures;
  • Disclosures necessary to provide a consumer-requested service;
  • Affiliate transfers;
  • Publicly available information; and
  • Merger, acquisition, bankruptcy, or similar asset transfers.

Where Montana law applies, qualifying consumers may opt out of qualifying sales of personal data.

11. Targeted Advertising

We may process personal information in connection with targeted advertising.

Where the Montana Consumer Data Privacy Act applies, qualifying consumers may opt out of processing for targeted advertising.

If we sell personal data or process it for targeted advertising, we will provide the disclosures and opt-out mechanisms required by applicable Montana law.

12. Montana Consumer Data Privacy Act

The Montana Consumer Data Privacy Act became effective in 2024 and was materially amended by legislation effective October 1, 2025.

Under the current thresholds, and subject to statutory exemptions, the Act generally applies to persons conducting business in Montana or targeting products or services to Montana residents that:

  • Control or process personal data of at least 25,000 consumers, excluding personal data processed solely to complete payment transactions; or
  • Control or process personal data of at least 15,000 consumers and derive more than 25% of gross revenue from the sale of personal data.

The inclusion of this section does not represent that Montana Fire House Buyer necessarily satisfies those thresholds.

Where the Act applies, we will comply with its requirements.

13. Montana Consumer Privacy Rights

Where the Montana Consumer Data Privacy Act applies, qualifying Montana consumers may have the right to:

Confirm and Access

Confirm whether we process personal data concerning you and access applicable personal data.

Correction

Correct inaccuracies in personal data.

Deletion

Request deletion of personal data concerning you, subject to applicable limitations.

Portability

Obtain qualifying personal data previously provided to us in a portable and, where technically feasible, readily usable format.

Opt Out of Targeted Advertising

Opt out of processing for targeted advertising.

Opt Out of Sale

Opt out of qualifying sales of personal data.

Opt Out of Certain Profiling

Opt out of profiling in furtherance of automated decisions producing legal or similarly significant effects.

Non-Discrimination

Exercise applicable rights without unlawful discrimination.

14. Exercising Montana Privacy Rights

Where the Montana Consumer Data Privacy Act applies, we will provide one or more secure and reliable methods through which consumers may submit privacy requests.

A consumer may be required to provide information reasonably necessary to authenticate requests concerning:

  • Access;
  • Correction;
  • Deletion; and
  • Portability.

Authentication is generally not required for qualifying opt-out requests, although fraudulent requests may be denied where allowed by law.

We will not require a consumer to create a new account solely to exercise applicable privacy rights.

15. Response Timing

Where Montana’s privacy law applies, we generally will respond to qualifying requests:

  • Without undue delay; and
  • Within 45 days after receipt.

Where reasonably necessary, the response period may be extended once by an additional 45 days, provided legally required notice and an explanation of the extension are supplied during the original period.

Applicable information generally will be supplied free of charge once during a 12-month period, subject to statutory provisions concerning manifestly unfounded, excessive, repetitive, or technically infeasible requests.

16. Privacy Appeals

Where Montana’s privacy law applies and we decline to act on an applicable consumer request, the consumer may appeal our decision.

The appeal process will be conspicuously available and similar to the original request process.

We generally will respond to an appeal within 60 days.

If an appeal is denied, we will provide the mechanism required by law through which the consumer may contact the Montana Attorney General.

17. Authorized Agents and Universal Opt-Out Signals

Where the Montana Consumer Data Privacy Act applies, a consumer may designate an authorized agent to exercise qualifying opt-out rights concerning:

  • Sale of personal data;
  • Targeted advertising; and
  • Certain profiling.

Montana also requires qualifying controllers to recognize compliant preference technologies for sale and targeted-advertising opt-outs.

Such technologies may include:

  • Internet links;
  • Browser settings;
  • Browser extensions; and
  • Global device settings.

We will process qualifying preference signals and authorized-agent requests as required by law.

18. Sensitive Data

Sensitive data under Montana law can include personal data concerning:

  • Racial or ethnic origin;
  • Religious beliefs;
  • Mental or physical health condition or diagnosis;
  • Sex life;
  • Sexual orientation;
  • Citizenship or immigration status;
  • Genetic information;
  • Biometric information processed for unique identification;
  • Personal data concerning a known child; and
  • Precise geolocation.

Our standard property-inquiry forms are not designed to collect unnecessary sensitive data.

Where Montana privacy law applies, we will obtain legally required consent before processing sensitive data.

19. Minors

Our Website is designed for adults involved in real estate transactions.

Where the Montana Consumer Data Privacy Act applies, additional protections may apply to consumers under 18.

Among other requirements, qualifying controllers must use reasonable care to avoid heightened risks of harm to minors when providing online services, products, or features.

Where the controller actually knows or willfully disregards that a consumer is at least 13 but under 16, applicable consent requirements concerning targeted advertising and sale of personal data will be followed.

20. Data Minimization and Purpose Limitation

Where Montana’s privacy law applies, we seek to limit personal-data collection to information that is adequate, relevant, and reasonably necessary for disclosed purposes.

We will not process personal data for materially incompatible purposes without consent or another lawful basis where Montana law requires it.

21. Privacy Notice Requirements

Where the Montana Consumer Data Privacy Act applies, our privacy notice will identify, as required:

  • Categories of personal data processed;
  • Purposes of processing;
  • Categories of data sold or shared;
  • Categories of third parties receiving data;
  • A method for contacting us;
  • Consumer privacy rights;
  • Methods for exercising and appealing rights; and
  • The date the privacy notice was last updated.

Where required, the privacy notice will be made available through a conspicuous Website hyperlink using the word “Privacy.”

22. Material Privacy Changes

Where Montana’s privacy law applies and we materially change our privacy practices, we will provide legally required notice to affected consumers regarding prospectively collected data and provide a reasonable opportunity to withdraw consent from materially different processing of previously collected personal data where required.

23. Data Protection Assessments

Where required by Montana law, we may conduct and document data protection assessments for processing activities presenting heightened risks, including certain:

  • Targeted advertising;
  • Sales of personal data;
  • Profiling;
  • Sensitive-data processing; and
  • Other higher-risk processing.

24. Telephone Communications

If you provide a telephone number, we may use it to respond to your inquiry and communicate concerning:

  • Your property;
  • Property research;
  • Scheduling;
  • Your requested offer;
  • Buyer matching;
  • Follow-up;
  • Potential transactions; and
  • Related services.

Where federal or state law requires additional consent for regulated automated, artificial-voice, prerecorded, or marketing communications, legally required consent will be obtained.

You may request that calls stop.

25. Recording of Calls and Communications

Montana generally prohibits recording a private conversation using a hidden electronic or mechanical device without the knowledge of all parties to the conversation.

Montana law provides an exception when persons are warned that the conversation is being recorded; when one person gives the required warning, either party may record.

Accordingly, our operational practice may include an audible recording notice before or at the beginning of recorded calls.

We or service providers acting on our behalf may record communications for legitimate purposes including:

  • Quality assurance;
  • Training;
  • Documentation;
  • Compliance;
  • Fraud prevention;
  • Security; and
  • Other legitimate business purposes.

Because callers may be physically located in jurisdictions imposing stricter requirements, we will follow the stricter applicable rule.

26. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

  • Your inquiry;
  • Your property;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Follow-up;
  • Potential transactions; and
  • Related services.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing text messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

Where supported, reply HELP for assistance.

27. Email Communications

We may use your email address to:

  • Respond to inquiries;
  • Communicate concerning your property;
  • Provide potential-offer information;
  • Schedule calls;
  • Follow up regarding prospective purchasers or transactions; and
  • Send marketing communications where permitted by law.

Applicable promotional emails will provide an unsubscribe mechanism.

28. Data Retention

We retain personal information for as long as reasonably necessary for purposes described in this Privacy Policy.

Factors may include:

  • Whether a property inquiry remains active;
  • Whether a property remains of interest to prospective purchasers;
  • Potential future follow-up;
  • Whether a transaction occurred;
  • Contractual obligations;
  • Legal requirements;
  • Tax and accounting obligations;
  • Fraud prevention;
  • Litigation or disputes; and
  • Legitimate business recordkeeping needs.

29. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized:

  • Access;
  • Acquisition;
  • Use;
  • Disclosure;
  • Alteration;
  • Loss; and
  • Destruction.

No electronic storage system, security measure, or Internet transmission can be guaranteed completely secure.

30. Montana Security-Breach Notification

Montana law requires qualifying businesses to provide notice following certain security breaches involving personal information.

Where applicable, we will:

  • Investigate the incident;
  • Determine the scope of the breach;
  • Restore the reasonable integrity of affected systems;
  • Notify qualifying Montana residents without unreasonable delay;
  • Comply with legally permitted law-enforcement delays; and
  • Provide required notice to the Montana Attorney General’s consumer-protection office.

31. Children Under 13

The Website is not directed toward children under 13.

We do not knowingly collect personal information online from children under 13 through ordinary property-inquiry forms.

If we learn that such information was collected in violation of applicable law, we will take reasonable steps to delete it.

32. Third-Party Websites and Services

The Website may contain links to or integrations with third-party websites or services.

We do not control and are not responsible for third-party:

  • Privacy practices;
  • Security;
  • Content;
  • Products;
  • Services;
  • Availability; or
  • Business practices.

33. Information About Other People

If you provide information concerning another:

  • Property owner;
  • Co-owner;
  • Heir;
  • Family member;
  • Personal representative;
  • Trustee;
  • Tenant; or
  • Other person,

you represent that you have authority or another lawful basis to provide that information.

34. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide such notice or obtain appropriate consent.

35. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Montana Fire House Buyer
Montana
United States

Website: montanafirehousebuyer.com